Pennsylvania motorists fulfill their responsibilities by following local auto insurance laws. These laws protect all drivers from incurring excessive medical costs after an accident. An Auto Insurance Company in Pittsburgh PA provide a wide variety of products for local drivers.
Identifying Financial Responsibilities
Drivers in Pennsylvania need auto liability and medical coverage. They need liability policies that offer $15,000 for each driver or passenger injured in the accident. The maximum coverage for these accidents is $30,000. The policy pays $5,000 for property damage that happens over the course of the accident. If the driver prefers further coverage, they need to more advance policies.
Reviewing Medical Benefits and Tort Opportunities
Medical coverage required under Pennsylvania laws offers drivers a choice. They purchase at least $5,000 in medical benefits. The benefits pay for their medical expenses if they sustain an injury. However, they’ll also purchase limited or full tort coverage to go with these benefits.
The limited tort coverage gives them the right to sue another driver for medical expenses only. If they choose full tort, they add pain and suffering to their rights. To file a claim, their injuries must be permanent or severe. They include broken bones, permanent disabilities or losses, and disfigurements.
What are the Penalties for No Coverage?
Any driver that doesn’t follow these insurance laws receives no less than $300 in fines. The state suspends their driver’s license and vehicle registration. The lowest sentence is three months. They pay fees for the reinstatement of the license and registration after the suspension date passes.
How Do High Risk Drivers Acquire Insurance?
Drivers who face difficulties when buying insurance need to evaluate high-risk insurance policies. The state of Pennsylvania has an assigned risk plan. The policies reflect the risks associated with the driver’s record.
Local drivers avoid penalties by fulfilling their obligations. Pennsylvania is a no-fault state and imposes restrictions on auto accident litigation. In fact, vehicle owners choose their own coverage that warrants the right to sue in certain circumstances. An Auto Insurance Company in Pittsburgh PA helps them by providing several products from which to choose. To acquire a free quote for coverage, visit depasqualeagency.com or their Facebook page today.
Be the first to like.