The Importance of Maintaining Motorcycle Insurance in San Jacinto, CA

by | May 12, 2014 | Financial Services

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It is important that anytime you operate and maintain any vehicle on the highway, it must be insured. Whether you are driving an SUV, a car, truck or motorcycle, insurance must be carried on it at all times, if it is to be operated on the highway. There is an insurance broker who offers Motorcycle Insurance in San Jacinto, CA. Any of these types of vehicles are held to specific insurance and registration guidelines in California.

You have a duty to be financially responsible for any vehicles you operate on the California highways. In fact, you must have insurance on any vehicles you drive or have parked on California highways. Evidence of this must be available at all times, most especially if requested by a law enforcement official, renewing the registration of the vehicle or if involved in a traffic collision. It is the law that all California insurance agencies or companies must electronically report all privately insured vehicles. This gives law enforcement officials and the DMV a window to monitor insurance coverage and take necessary action as the law deems.

A non-commercial driver must maintain a minimum of liability coverage on a vehicle being driven (or parked) on the highway. The minimum liability coverage is $15,000 for injury and/or death per individual, $30,000 for injury and/or death to more than one person, and $5,000 property damage. Financial responsibility must be covered at all times for the vehicles operated on the road.

In lieu of liability insurance, a $35,000 cash deposit may be taken to the DMV. You could also have a DMV-issued self-insured certificate, or a $35,000 surety bond from a California licensed business. In the event that you cannot afford liability insurance, there is also the option to apply for the California Low Cost Automobile Insurance Program. In any case, it is very important to keep in mind that you must have some type of liability coverage on your vehicle.

Speedway Insurance Services Inc is dedicated to helping you insure your vehicles and working with you to get the proper coverage and additional policies you may want or need. If you need Motorcycle Insurance in San Jacinto, CA or the surrounding areas.



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