A common consideration for people with a high interest 30 year term mortgage or a high interest 15 year term mortgage is to closely monitor the current 15 year fixed mortgage rates. Taking the time to refinance 15 year fixed mortgage rates at the right rate can save...
Loans
What Is a Home Equity Loan?
A home equity loan is often referred to as a second mortgage because it is secured against the value of your home, just like your mortgage. However, a second mortgage is typically for a much shorter period than your first mortgage. Typically, someone will take out a...
PSLF: What You Need to Know
What is a Public Service Loan forgiveness? While there are already student loan forgiveness options in other loan forgiveness plans, this one is designed for individuals who enter and build a career in full time public service jobs right after college. Given that...
How Fast is a “Fast Payday Loan”?
A fast payday loan is a quick way to get the money you need in record time. When you need money, you need it now! Many financial institutions do not seem to “get” that a financial emergency is an actual “emergency” for you. The definition of a cash emergency is that...
Pay Off Quick Cash Loans Fast
Regardless of your household income, managing a budget can be tricky at best. Most people manage to live within their monthly means but in many cases there is little or nothing left over for savings. When unexpected costs crop up, money from a third party is often...